John Hwang is a Portfolio Manager with Cumberland Investment Counsel Inc. (“CIC”), he joined the firm in 2022 and leads the firm’s international equity mandate.  His extensive experience in research and portfolio management includes almost 20 years with a private investment management firm as a Portfolio Manager and Partner exclusively focusing on International and Global equities.  Prior to joining CIC Mr. Hwang’s diverse experience also includes roles in a financial software company and the life insurance industry.